Frequently Asked Questions

Q: What’s the difference between AUM and Flat-Fee pricing?

• AUM (Assets Under Management) pricing means your advisory fee is a percentage of the investments we manage on your behalf — for example, 0.75% of $500,000 = $3,750/year. This structure aligns our incentives with your portfolio’s growth. The more your assets grow, the more we earn — which can work well for those focused on investment performance and delegation.

• Flat-Fee Pricing means you pay a fixed monthly fee regardless of how much you invest. Our Essentials, Core, and Partner Plans are designed this way. It provides cost predictability, no conflict of interest around asset size and access to comprehensive planning and advice, not just investment management

Q: How is Partner+ different from the Partner Plan?
The Partner Plan charges a flat monthly fee that includes investment management of a custom, diversified portfolio of ETFs and/or mutual funds. Partner+ is for clients with complex investment management needs or  prefer a percentage-based fee aligned with assets under management.

Q: Can I access professional investment managers through your firm?

Yes. As a client of Three Strand Wealth Partners, you have access to a wide range of professional investment managers available on Charles Schwab’s platform, one of the most respected custodians in the industry.

Through our Partner+ plan, we can incorporate institutional-quality portfolio strategies from third-party asset managers into your investment plan — often with lower minimums and more transparency than going directly.

This gives you the best of both worlds:

• A personal financial advisor who knows your life, goals, and values
• Access to specialized portfolio managers for strategies like tax-efficient investing, dividend growth, ESG, or factor-based models

We’ll help you choose the right managers (if appropriate), oversee the strategy, and integrate it with your overall financial plan — so everything works together.

Q: Do I need to have investments to work with you?
No! Many of our clients start with just a plan and build from there.

Q: What if I only want a one-time plan or coaching session?
That’s what our One-Time Services are for — no ongoing commitment required.

Q: Can we meet in person, or is everything virtual?

Absolutely — we’re happy to meet in person! While many clients appreciate the convenience of virtual meetings, we understand that some conversations are better face-to-face. If you're located near  the greater Charleston, SC area, we can schedule in-person meetings.

Not local? No problem — our virtual process is seamless and secure, allowing us to serve clients across the country with the same level of personal care and professionalism.

Our goal is to build a relationship that fits your lifestyle — online, in-person, or both.