Flat Fee: $50/month

"Your foundation for financial wellness"

A great starting point for individuals and families looking to gain clarity and control over their financial lives without the need for ongoing meetings.

What’s Included:

• Access to a personal financial dashboard
• Goal setting and tracking tools
• Budget creation and spending analysis
• Net worth and debt management tools
• Educational resources on financial wellness
• Ongoing email access for brief financial questions
• Annual check-in survey to track progress and identify changes

Who It’s For:
Those just beginning their financial journey or wanting guidance without direct, ongoing meetings — perfect for recent grads, young families, or DIYers.

Flat Fee: $125/month

"Structured planning with accountability"

A more hands-on experience that provides proactive financial planning, quarterly meetings, and actionable strategies tailored to your life.

What’s Included:

• Everything in the Essentials Plan
• Quarterly investment review and strategy check-ins
• Annual planning meetings with your advisor
• Personalized financial roadmap
• Cash flow analysis and saving strategies
• Retirement planning projections
• Debt reduction and student loan guidance
• Insurance and risk management review
• Priority email response time
• Coordination with your accountant, attorney, or other professionals (as needed)

Who It’s For:
Busy professionals, families, and small business owners seeking a partner to help navigate important life decisions and keep their financial plan on track.

Flat Fee: $300/month

"Comprehensive planning + flat-fee investment management"

Combining deep financial planning with professionally managed investments — all for a predictable monthly fee.

What’s Included:

• Everything in the Core Plan
• Flat-fee investment management (no AUM-based fees)
• Custom-built, diversified investment portfolio of ETFs and/or mutual funds
• Ongoing portfolio rebalancing and tax-loss harvesting
• Integration of investment strategy with your overall plan
• Risk tolerance assessment and asset allocation planning
• Annual review of retirement income planning and withdrawal strategy
• Review and optimization of account types (Roth, Traditional, HSA, etc.)

Who It’s For:
Clients who want full-service, conflict-free wealth management without the uncertainty of percentage-based fees. Ideal for those with growing assets who value transparency and planning.